ACARA Jobs

 

Manager of Fair Lending

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  • ID: 539627
  • Posted: 5/21/2024
  • Location: Miramar, FL
  • Category: Pro - Professional
  • Job Type: Direct Placement
  • Duration: Direct Placement

Description

Are you a Manager of Fair Lending who is looking to join one of the top companies within the Consumer Banking Industry?

 

Are you looking to further your career and grow?

 

Do you have financial institution consumer compliance experience?

If you answered yes to those three questions, then apply today!

 

Acara Solutions is seeking highly qualified candidates to work Hybrid with our client in Miramar, FL. Interested?

 

Here's what you'd do:

  • The Fair Lending Manager will support the Enterprise Risk Management Department in the management, development, maintenance, and governance of the Fair Lending Program. 
  • They will ensure the client complies with all laws, regulations, and guidance. 
  • They will develop, recommend, and deploy policies, procedures, and tools needed to effectively manage and oversee Fair Lending across the three lines of defense. 
  • They will partner with business units to identify and correct potential Fair Lending risk issues and ensure that employees are appropriately trained to comply with Fair Lending requirements. 
  • Serve as client Fair Lending Officer and subject matter expert in Fair Lending laws and regulations. 
  • Manage Fair Lending compliance efforts throughout the client and ensure that the Fair Lending and HMDA Programs are risk-based and appropriate for the size and complexity of the Credit Union. 
  • Manage the HMDA compliance oversight of the business data collection and submission, data analysis, and first-line quality control monitoring, ensuring the client remains compliant and maintains accurate reporting.
  • Work collaboratively with Leadership to identify and manage Fair Lending risk across the Credit Union.
  • Act as liaison between business units, Enterprise Risk Management Department, and legal counsel in the management of Fair Lending.
  • Partner with business units to conduct periodic risk assessments evaluating the level and direction of the Fair Lending risk across the enterprise.
  • Analyze the Credit Union's Fair Lending Program performance. 
  • Monitor and test Program elements for evidence of Redlining, Steering, Discrimination, Unfair, Deceptive, or Abusive Acts or Practices.
  • Assist in reporting the level and direction of Fair Lending and HMDA Programs, associated risks, and communicate emerging trends and issues to Leadership and the Board of Directors.
  • Oversee the Fair Lending training program Enterprise-wide including the Board of Directors.  
  • Partner with the Training Department to assign and track the completion of Fair Lending training, developing, and delivering customized training as needed.
  • Assist in the coordination of audit and regulatory examinations.  
  • Develop and maintain written policies/procedures needed for the compliance team's role within the Fair Lending and HMDA Programs.
  • Manage client Fair Lending analysis and monitoring system/tools.  
  • Administer and oversee Fair Lending and HMDA statistical reviews and understand results.
  • Manage and support direct reports to effectively meet the compliance responsibilities and support throughout the Credit Union.
  • Promote clear interpretation and adherence to fair lending laws, regulations, and guidance specifically related to the Equal Credit Opportunity Act (Regulation B), Fair Housing Act, Home Mortgage Disclosure Act (Regulation C), Unfair, Deceptive, and Abusive Acts or Practices (UDAAP), and Small Business Lending Data Collection Reporting (1071).

 

Here's what you'll get:

Pay: $107,570.92 / year.

Hours: 40 hrs/Week

Length: Direct Placement

Benefits:

  • ONESCCU annual bonus available
  • Hybrid Work Options – Work from home up to 3 days a week 
  • Flexible Schedule Options
  • Medical, Dental & Vision Insurance
  • HSA (Health Savings Account) with SCCU matching contribution
  • SCCU Paid Long Term and Short Term Disability coverage
  • SCCU Paid Term Life Insurance
  • Employee Assistance Program (EAP)
  • Paid Time Off
  • 401(K) Pre-Tax Savings Plan with SCCU match- 100% of the first 5% of employee contributions
  • Tuition Reimbursement Program

 

Sound like a good fit? 

APPLY TODAY 

 

About Acara Solutions

Acara is a premier provider of recruiting and workforce solutions—we help companies compete for talent. With a legacy of experience in a variety of industries around the world, we partner with clients, listen to their needs, and customize visionary talent solutions that drive desired business outcomes. We leverage decades of experience to deliver contingent staffing, direct placement, executive search, and workforce services worldwide.

 
Job Requirements

 
Required Skills / Qualifications:
  • Bachelor's Degree in Business or Finance
  • Minimum of 8 years experience in Fair Lending risk assessments, comparative file reviews, redlining analysis, and other monitoring activities.
  • Minimum 8 years of financial institution consumer compliance experience.
  • Minimum of 8 years experience in interpreting fair lending laws and regulations and regulatory/examination processes.

Preferred Skills / Qualifications:
  • Experience with specialized software and analytic tools such as Trupoint/Ncontracts.
  • NCCO, CUCE, CRCM, FLE, or equivalent credit union or banking compliance certification is needed.
  • Ability to effectively present information, challenge analysis results and respond to questions from management, regulators, and auditors.
  • Ability to define problems, collect data, establish facts, analyze statistical data, and draw valid conclusions.

Additional Information:

  • Upon offer of employment, the individual will be subject to a background check and a drug screen.
  • In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.



Aleron companies (Acara Solutions, Aleron Shared Resources, Broadleaf Results, Lume Strategies, TalentRise, Viaduct) are Equal Employment Opportunity and Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender identity, sexual orientation, national origin, genetic information, sex, age, disability, veteran status, or any other legally protected basis. The Aleron companies welcome and encourage applications from diverse candidates, including people with disabilities. Accommodations are available upon request for applicants taking part in all aspects of the selection process.

Applicants for this position must be legally authorized to work in the United States. This position does not meet the employment requirements for individuals with F-1 OPT STEM work authorization status.
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